Is 70k enough to live in Gurgaon?

Gurgaon, or Gurugram, is the city that never sleeps—except in its luxury apartments! Known for its booming corporate culture, chic cafes, and thriving nightlife, Gurgaon attracts ambitious professionals, young entrepreneurs, and families looking to make the most of its modern lifestyle. But amidst the glitz and glamour lies the inevitable question: Can ₹70,000 a month cover a comfortable lifestyle in this urban hotspot?

Let’s take a closer look at Gurgaon’s cost of living and explore practical ways to manage expenses without compromising quality of life.

Housing: Where Most of Your Money Goes

Rent is the most significant expense for most Gurgaon residents, with rates varying significantly based on location, amenities, and apartment size. A 1 BHK in affordable areas like Sohna Road or Sector 57 typically costs ₹15,000–₹30,000, while in premium areas like Golf Course Road or DLF Phases, the same can exceed ₹50,000. For those looking for a larger space, a 2 BHK ranges from ₹35,000–₹55,000 in mid-range locations and can go well beyond ₹80,000 in luxury neighbourhoods. One of the biggest financial hurdles when renting in Gurgaon is the security deposit, which ranges from 2 to 3 months’ rent. This means that someone renting a ₹30,000 apartment might need to set aside ₹60,000–₹90,000 upfront, making it a significant financial commitment before moving in. However, platforms like CirclePe help tenants eliminate hefty security deposits, allowing them to move in without upfront financial strain while ensuring landlords receive secure, guaranteed rent. This makes renting more accessible, reducing the burden on tenants and streamlining the rental process.

Utilities and Day-to-Day Costs

.Apart from rent, monthly utility expenses can add up, especially during peak summers, when air-conditioning use is at its highest. On average, tenants can expect to spend ₹5,000–₹7,000 per month on essential services. Electricity and water bills usually range between ₹2,500–₹4,000, while internet and cable TV services cost an additional ₹1,500–₹2,500. Cooking gas or piped gas connections cost an additional ₹1,000–₹1,500 per month. For those living in gated societies, maintenance fees between ₹2,000–₹5,000 per month may also apply. While these costs may seem moderate, they quickly add up, impacting overall affordability.

Getting Around: From Metro Lines to Fuel Costs

Commuting in Gurgaon offers affordable and expensive options, depending on the mode of transport. Public transport, including the Gurgaon Metro and shared autos, is the most budget-friendly choice, with monthly expenses ranging from ₹1,500 to ₹3,000. However, fuel and maintenance costs can range from ₹4,000 to ₹6,000 per month for those using personal vehicles. Additionally, ride-hailing apps like Ola and Uber are convenient but can cost ₹5,000–₹10,000 per month for those who rely on them frequently. For individuals working in Cyber City or Udyog Vihar, opting for metro passes or carpooling can be a smart way to cut down on transportation costs while still ensuring convenience.

Food and Fun: Where Lifestyle Meets Expenses

Gurgaon’s dining and entertainment options range from budget eateries to high-end fine dining. Eating out frequently can significantly impact monthly expenses, with an average meal at a mid-range restaurant costing ₹700–₹1,500 per person. A person who dines out multiple times a month can expect to spend ₹8,000–₹10,000 on restaurant meals alone. On the other hand, cooking at home is significantly cheaper, with grocery expenses ranging from ₹3,500–₹7,000 per month. Entertainment expenses also add up, with weekend outings to malls, cinemas, and bars costing between ₹3,000–₹7,000 per month. The key to balancing affordability and lifestyle is to limit unnecessary expenses, take advantage of restaurant discounts, and explore budget-friendly dining options.

Final Thoughts: Is ₹70,000 Enough?

A ₹70,000 monthly income can provide a comfortable lifestyle in Gurgaon, but only with careful financial planning. Rent and utilities alone can consume ₹30,000–₹40,000, leaving limited room for savings if expenses on food, commuting, and entertainment are not managed wisely. Choosing affordable localities, reducing dining out, using public transport, and negotiating rent can help cut costs. The biggest financial hurdle is often the security deposit required for rentals, which can be as high as two to three months’ rent. Exploring rental solutions such as CirclePe that reduce upfront costs or opting for shared accommodations and prioritizing necessary expenses over luxuries can make a living in Gurgaon at ₹70,000 per month feasible without major compromises.

FAQs

What is the best area to rent on a ₹70,000 budget?

Affordable areas include Sohna Road, Sector 57, and New Gurgaon. For proximity to corporate hubs, consider DLF Phases or Golf Course Extension Road, though they are pricier.

Are there affordable schooling options in Gurgaon?

Yes, schools like DAV Public School and Ryan International are budget-friendly, while Pathways and GD Goenka cater to premium budgets.

How safe is Gurgaon for professionals living alone?

Gated societies in Gurgaon are generally safe, but it is essential to research neighbourhoods, check for CCTV surveillance, and opt for secure apartments.

What are cost-effective ways to furnish a rented apartment?

Platforms like OLX, Facebook Marketplace, or Rentomojo offer affordable furniture options. Local markets like Sikanderpur are also great for budget-friendly essentials.

Are there any services to simplify renting in Gurgaon?

Yes, rental platforms such as CirclePe now offer zero-deposit options to make moving in more affordable and hassle-free. Landlords also receive guaranteed rent coverage.